English Lesson (Listening and Speaking): "Money"

LESSON: GENERAL ENGLISH
Topic: “Money” (B1 Level)
Goal: improve listening, speaking, and vocabulary

Vocabulary
A. spend our money wisely (phrase) – to use money carefully on things that are necessary or valuable. Example: She spends money wisely by comparing prices before buying anything. Q: Do you spend your money wisely?

B. investing (gerund) – the action of putting money into something to make a profit. Example: Investing in stocks can be a way to earn more money.

C. loans (noun) – money that someone borrows and must pay back. Example: She took out a loan to pay for her college education.

D. worse (adj) – more bad than before. Example: His cold got worse, so he decided to see a doctor.

E. retirement (noun) – the time when someone stops working, usually because of age. Example: My grandparents looked forward to their retirement to travel more.

F. trade (verb) – to exchange one thing for another. Example: He traded his sandwich for my apple at lunch.

Guide Questions
1. What did the speaker say about money?
2. What did the speaker say about banks?
3. What should we be careful of?
4. What is the speaker's conclusion?

 

Transcript

Money helps us decide what to do every day and makes us happy or sad. To make money, people work jobs or start their own businesses. It's very important to spend our money wisely so we can have a good life. Saving money and investing wisely can help us have enough money for a long time. Banks can help us save our money and give us loans when we need more money. We need to be careful with using credit cards and borrowing money because it can make our money problems worse. Learning about taxes, insurance, and how to plan for our retirement is also important for keeping our money safe. To conclude, money is not just important for one person but for the whole world because it affects countries and how they trade with each other. (137 words)

Questions and Answers

1. What do you spend your money on most often?

Sample answer: I spend most of my money on food, transportation, and things like clothes or games. I also like saving some money for emergencies.

2. Have you ever made a budget?

Sample answer: Yes, I made a budget to save for a new phone. I wrote down how much money I get and what I spend it on each month.

3. What are some ways you try to save money?

Sample answer: I try to save money by comparing prices before I buy something. I also like to wait for sales or use coupons to get discounts.

4. Have you ever earned money by doing chores or tasks for others?

Sample answer: Yes, I earn money by walking my neighbor’s dog and helping my mom with household chores. It's a good way to make extra money.

5. Do you have any hobbies or skills that you could turn into a way to earn money?

Sample answer: Yes, I like drawing, so I sometimes sell my artwork to friends or at school fundraisers. It's fun to make money doing something I enjoy.

6. What’s the most expensive thing you’ve ever bought?

Sample answer: The most expensive thing I bought was a new bike. I saved money for months to buy it, and it’s been worth it for all the fun rides.

7. Do you prefer to pay with cash or a card when buying things? Why?

Sample answer: I prefer to pay with cash because it helps me see how much money I’m spending. I find it easier to keep track of my expenses this way.

8. What’s something you really want to buy but haven’t been able to afford yet?

Sample answer: I really want a new video game, but it’s too expensive right now. I’m saving money so I can buy it when it goes on sale.

9. Have you ever donated money to a charity or cause?

Sample answer: Yes, I donated money to a local animal shelter because I love animals and wanted to help them. It made me feel good to give back.

10. What’s the best financial advice you’ve ever received?

Sample answer: The best advice I got was to always save some money, no matter how small the amount. It adds up over time and can help in emergencies.

11. What would you do if you suddenly received a large sum of money?

Sample answer: If I received a lot of money, I would save most of it for college and maybe buy something special for myself and my family.

12. Would you rather be poor and beautiful or rich and ugly?

 

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